Peer Analysis

Performance Ratios (%) CBBI Peer Median Peer Average
ROAA 0.98 1.10 0.92
ROAE 7.83 9.93 8.57
Net Interest Margin 3.87 4.03 4.06
Efficiency Ratio 65.21 64.85 67.29
Loans / Deposits 98.03 91.25 93.49
Asset Quality Ratios (%)
NPAs / Assets 0.65 0.33 0.33
NCOs / Avg Loans 0.08 0.13 0.13
Reserves / Loans 1.15 1.21 1.23
Reserves / NPAs 140.44 301.57 301.57
Capital Ratios (%)
Tier 1 Capital 14.82 15.00 13.62
Tangible Equity / Tangible Assets 12.42 9.62 10.03
Total Equity / Total Assets 12.46 10.43 10.65
Market Ratios
Price / Earnings (x) 5.91 7.75 11.90
Price / Book (%) 44.42 78.32 76.55
Dividend Yield (%) 0.00 0.00 1.85
Data for trailing four quarters

CBB Bancorp, Inc.'s peer group consists of the following: Golden State Bancorp (GSBX), Mission Valley Bancorp (MVLY), Pacific Commerce Bancorp, PCB Bancorp (PCB), Summit State Bank (SSBI)

CBB Bancorp, Inc.'s financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020 except for these companies:

Pacific Commerce Bancorp's financial data is as of 6/30/2018.